🌊 New Jersey
New Jersey Paycheck Calculator
Estimate your New Jersey take-home pay including federal tax, New Jersey's 1.4%–10.75% state tax, and FICA. Results update instantly as you type. Also called a New Jersey salary calculator or payroll calculator — works the same whether you're in Newark, Jersey City, Trenton, or anywhere else in the state — no New Jersey city or county levies its own income tax.
Your pay details
Results update instantly as you type.
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Take-Home Pay
$0.00
Gross Pay (Annual)$0
Federal Income Tax$0
New Jersey State Tax$0
FICA (Social Security + Medicare)$0
Net Pay (Annual)$0
Effective Tax Rate
0%
Pre-tax Deductions
$0
🌊 New Jersey's state income tax is 1.4%–10.75%.
📋 Assumes a standard W-4. This estimate assumes a single job with no dependents, tax credits, or extra withholding requested on Form W-4. If you claim dependents, work multiple jobs, or requested extra withholding, your actual paycheck will differ from this number.
New Jersey take-home pay by salary (2026 estimate)
Single filer, standard deduction, no pre-tax deductions.
| Gross Salary | Federal Tax | FICA | New Jersey State Tax | Take-Home Pay |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $682 | $33,638 |
| $60,000 | $5,020 | $4,590 | $1,767 | $48,623 |
| $80,000 | $8,770 | $6,120 | $2,906 | $62,204 |
| $100,000 | $13,170 | $7,650 | $4,180 | $75,000 |
| $150,000 | $24,734 | $11,475 | $7,365 | $106,426 |
New Jersey tax facts (2026)
Tax structure
Bracket system
State tax rate
1.4%–10.75%
Personal exemption
$1,000 per person
Local income tax
None
New Jersey tax figures verified directly against the New Jersey Department of Revenue/Taxation as of mid-2026. Always confirm exact figures with the state before making financial decisions.
How this is calculated
// New Jersey taxable income = gross pay − pre-tax deductions − personal exemption
New Jersey Tax = bracket_tax(new jersey_taxable_income)
Take-Home Pay = Gross Pay − Federal Withholding − New Jersey Tax − FICA − Pre-tax Deductions
// Both federal and NJ withholding use the annualize → bracket → divide method
// (IRS Pub. 15-T). Additional Medicare uses a flat $200,000 threshold regardless of
// filing status — that's the real payroll withholding rule, not a simplification.
// 401(k) reduces federal/NJ taxable wages only. Health/HSA/FSA reduce those AND FICA wages.
New Jersey Tax = bracket_tax(new jersey_taxable_income)
Take-Home Pay = Gross Pay − Federal Withholding − New Jersey Tax − FICA − Pre-tax Deductions
// Both federal and NJ withholding use the annualize → bracket → divide method
// (IRS Pub. 15-T). Additional Medicare uses a flat $200,000 threshold regardless of
// filing status — that's the real payroll withholding rule, not a simplification.
// 401(k) reduces federal/NJ taxable wages only. Health/HSA/FSA reduce those AND FICA wages.
Frequently asked questions
No. New Jersey has 7 tax brackets for single filers (8 for joint filers and heads of household), ranging from 1.4% at the bottom to 10.75% for income over $1,000,000. NJ's top rate is one of the highest of any U.S. state.
No. Instead, New Jersey uses a personal exemption of $1,000 per filer, doubled to $2,000 for joint filers. It's a much smaller deduction than most states offer, which is part of why NJ's effective tax rate can feel higher even in the lower brackets.
No. New Jersey cities and counties — including Newark and Jersey City — do not levy their own income tax on top of the state rate.