🏔️ Colorado
Colorado Paycheck Calculator
Estimate your Colorado take-home pay including federal tax, Colorado's 4.40% state tax, and FICA. Results update instantly as you type. Also called a Colorado salary calculator or payroll calculator — works the same whether you're in Denver, Colorado Springs, Aurora, or anywhere else in the state — no Colorado city or county levies a separate income tax.
Your pay details
Results update instantly as you type.
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Take-Home Pay
$0.00
Gross Pay (Annual)$0
Federal Income Tax$0
Colorado State Tax$0
FICA (Social Security + Medicare)$0
Net Pay (Annual)$0
Effective Tax Rate
0%
Pre-tax Deductions
$0
🏔️ Colorado's state income tax is 4.40%.
📋 Assumes a standard W-4. This estimate assumes a single job with no dependents, tax credits, or extra withholding requested on Form W-4. If you claim dependents, work multiple jobs, or requested extra withholding, your actual paycheck will differ from this number.
Colorado take-home pay by salary (2026 estimate)
Single filer, standard deduction, no pre-tax deductions.
| Gross Salary | Federal Tax | FICA | Colorado State Tax | Take-Home Pay |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,052 | $33,268 |
| $60,000 | $5,020 | $4,590 | $1,932 | $48,458 |
| $80,000 | $8,770 | $6,120 | $2,812 | $62,298 |
| $100,000 | $13,170 | $7,650 | $3,692 | $75,488 |
| $150,000 | $24,734 | $11,475 | $5,892 | $107,899 |
Colorado tax facts (2026)
Tax structure
Flat rate
State tax rate
4.40%
Standard deduction
$16,100 (matches federal)
Local income tax
None
Colorado tax figures verified directly against the Colorado Department of Revenue/Taxation as of mid-2026. Always confirm exact figures with the state before making financial decisions.
How this is calculated
// Colorado taxable income = gross pay − pre-tax deductions − standard deduction
Colorado Tax = (Colorado taxable income) × 4.40%
Take-Home Pay = Gross Pay − Federal Withholding − Colorado Tax − FICA − Pre-tax Deductions
// Federal withholding uses the annualize → bracket → divide method (IRS Pub. 15-T).
// Additional Medicare uses a flat $200,000 threshold regardless of filing status —
// that's the real payroll withholding rule, not a simplification.
// 401(k) reduces federal/CO taxable wages only. Health/HSA/FSA reduce those AND FICA wages.
Colorado Tax = (Colorado taxable income) × 4.40%
Take-Home Pay = Gross Pay − Federal Withholding − Colorado Tax − FICA − Pre-tax Deductions
// Federal withholding uses the annualize → bracket → divide method (IRS Pub. 15-T).
// Additional Medicare uses a flat $200,000 threshold regardless of filing status —
// that's the real payroll withholding rule, not a simplification.
// 401(k) reduces federal/CO taxable wages only. Health/HSA/FSA reduce those AND FICA wages.
Frequently asked questions
Yes. Colorado has a flat 4.40% income tax rate, applied to the same taxable income as your federal return. The rate has stepped down gradually in recent years and can drop further under Colorado's TABOR law, which requires excess state revenue to be refunded or used to lower the rate.
Colorado doesn't set its own standard deduction — it conforms directly to whatever the federal standard deduction is each year ($16,100 single, $32,200 joint, $24,150 head of household for 2026).
No, though Denver and a handful of other Colorado cities charge a small flat monthly Occupational Privilege Tax (often just a few dollars per month) rather than a percentage-based local income tax.